PAYMENTS FM is created by Nikita Skitev to help merchants, platforms, marketplaces, and payment product teams understand how payments work in practice.

Through podcast episodes, expert interviews, community conversations, and practical payments education, PAYMENTS FM covers the real operating questions behind modern payments: how money moves, how payment systems are built, how merchants improve performance, and how platforms manage payment complexity.

Topics include:

• Payment strategy

• Payment operations

• Authorization rates and retries

• Payment orchestration

• Billing and subscription payments

• Marketplaces and platforms

• International payments

• Fraud, risk, and compliance

• Payment data and monetization

• Fintech infrastructure

If you work in product, operations, engineering, finance, risk, strategy, or leadership and payments are part of your work, this is for you.

Start with the podcast, join the payments community, or explore payments education.