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Really interesting breakdown. The part about driver loans caught my attention the most. It’s a real problem. Someone can work and earn money but banks still don’t see them as a reliable customer because their income is unstable or unofficial. Indrive does see them. And instead of just taking a commission they built a product around that problem

The fact that repayments are built into the rides is pretty smart. The driver doesn’t have to remember to go somewhere and make a payment. It just gets deducted automatically. Plus they can build a credit history. That’s already more than just a ride-hailing app

And here’s what I kept thinking about. They could’ve just stayed with the commission model and ignored all this. But they didn’t. They built an internal startup went to Latin America to talk to drivers and found a partner. This wasn’t just “let’s launch fintech because it’s trendy”. It was “we found a problem and decided to solve it”. That’s a big difference

If they ever go public I’d be interested in looking at the stock. Not just because it’s Indrive but because they seem good at finding problems other companies overlook and building products around them. That’s a pretty rare quality in business

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